Financing Homes Our Way
We Are Not A Bank!
At Guidance Residential, We Are Not A Bank nor a subsidiary of a bank! We built our operation from the ground up to be a standalone Islamic financial services company that is backed by a globally recognized organization owned and managed by Muslims. We invite you to join our mission so that we can build a more equitable and fair society.
Inquire below to host an educational workshop on Islamic Home Financing for your community.
Muslims in every community in the U.S. and around the world have always depended on leaders and institutions in their communities for spiritual guidance.
Today, the community is increasingly seeking guidance on financial dealings, specifically as it relates to Islamic Home Financing. Home ownership is not only the American Dream, but also the best method of creating family wealth as well as building strong Islamic communities that supports the local Mosques and other Islamic institutions.
The Islamic faith (as well as Christian and Jewish faiths) has a strict prohibition on the practice of Usury,
and on those who practice and profit from Usury!


About Guidance Residential
We are the #1 U.S. Islamic Home Financing Provider®. We help families achieve homeownership without compromising their faith.
2002
Started Operations
34
Licensed States
$10 B+
in Funded Contracts
40,000+
Families Served
150+
Employees & Staff
Our financial solutions are a testament to our dedication to Islamic finance. Guidance has financed over $10 billion in Islamic home financing, helping American Muslims achieve homeownership without compromising their faith.
Guidance is recognized by the Assembly of Muslim Jurists of America; our product is not just a financial solution; it's a commitment to your faith and financial well-being. Our Shariah Chairman is none other than the world’s leading authority on Islamic Finance, Shaykh Mufti Muhammad Taqi Usmani and the most influential Muslim in the world.
Meet Our Shariah Board
Justice Muhammad
Taqi Usmani
Chairman, Pakistan
Shaykh Yusuf Talal Delorenzo
Shariah Board Member, USA
Dr. Mohamed A. Elgari
Shariah Board Member,
Saudi Arabia
Dr. Abdul Sattar Abu Ghudda, Rahimahu Allah,
Shariah Board Member, Kuwait
Dr. Imran Ashraf Usmani
Shariah Board Member, Pakistan
Dr. Mohamad Daud Bakar
Shariah Board Member, Malaysia
Shaykh Nizam Yaquby
Shariah Board Member, Bahrain
AMJA Declaration
[Guidance Residential] is based on a diminishing partnership with rent to own ending in ownership model in their relationship to the purchaser. Their contract is sound in general.On Guidance Residential
Quote by AMJA
Whoever remains away from it [them] has kept himself safe and has protected his faith and honor.ON UIF AND DEVON
(BOTH SUBSIDIARIES OF RIBA BANKS)Quote by AMJA
Guidance Is From The Community, And For The Community!
Guidance Residential is deeply rooted in the Muslim American community.
We are a globally recognized organization that is owned and managed by Muslims.
Over the past 20 years, we have helped Muslim Americans achieve home ownership that is consistent with our values. This effort doesn’t just build wealth for families, it also builds strong and engaged communities.
Our commitment extends beyond financing homes. We've given back millions of dollars to the community through sponsorships, aligning with our core values and principles. Guidance is proud to be the largest corporate sponsor of American Muslim nonprofits, initiatives and groups supporting the community's growth and well-being.
Awards & Recognition
Here’s How We Can Work Together
Resources
The Declining Balance Co-ownership Program White Paper
Guidance has created the Declining Balance Co-ownership Program, a unique, soundly designed home financing program in the United States that is competitive and, most importantly, Shariah-compliant. Learn more by downloading our white paper.
Islamic finance in the US: Banks are not the solution
The founding fathers of the US, including figures like Washington and Jefferson, warned against modern banking practices, particularly usury. They feared this system would jeopardize the democracy they established. Khaled Elsayed explores this in relation to Islamic finance in the US.



