About Guidance
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We’re NOT a bank. Here’s why this is so important:
As the only non-bank and Riba-free financing provider approved by an independent, world-renowned Shariah board, we understand and share in the ideals you live by.
How to Work With
Guidance Residential?
Thinking about buying a home? Or want to refinance your current mortgage to us? We’re here to help.
Buying a Home With Guidance
Congrats on your decision to purchase a home!
With Guidance Residential, we’ll purchase the property with you as co-owners.
Increase your share over time through monthly payments that also includes a utilization fee for your exclusive use of the property.
Refinance a Home
If you already own a home, Guidance can help you refinance. Why refinance?
- Switch from your current conventional mortgage to a Riba-free contract
- Save on monthly payments (lock in a lower rate)
- Own your home faster (with a shorter contract, you’ll save more in the long-term)
- Cash-out option (pay off your debts for Hajj, home improvements, and other needs
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