*$500 credit at closing for 15-year, 30-year, 20-year, and Jumbo contracts. Both existing Guidance Residential customers and new to Guidance customers are eligible for this offer. Promotion cannot be combined with any other offer, discount, pricing exception, or Special Program. Applications must be submitted between August 15, 2021, and January 31, 2022. Excludes customers currently with an active application, customers that are not current on payments, or customers who have financed with Guidance within the last 120 days. Contracts must close by March 31, 2022. Only available on approved contracts. Other restrictions may apply. Refinance option may not be available for some Texas contracts. Contact us for additional information.