Why Choose Guidance Residential

We’re Not a Bank.
We’re a standalone Islamic finance company, not a bank or a bank subsidiary.

True Co-Ownership.
Real ownership, real risk sharing. Unlike other programs, we actually share the risk with homeowners.
If your home is lost, we share in the loss. 

#1 Provider of Islamic Home Financing in the U.S.
We are the leading Islamic home financing company in the country, serving over 40,000+ families.

AMJA Declaration

Refinancing Now Can Save You Money

For most people, their home is the biggest investment of their lifetime and their biggest monthly expense.
Locking in lower rates can mean big savings for years to come.

Why Refinance Now?

⬇️ Lower your monthly payments
💰 Save money over the course of your contract
⏰ Shorten your contract term

This is an opportunity you won’t want to miss.

or call 1.866.Guidance
Mention Promo Code: RamadanRefi2025

More About Guidance Residential

We are the #1 U.S. Islamic Home Financing Provider®. We help families achieve homeownership without compromising their faith.

Since our launch in 2002, Guidance Residential has served as the leader in Islamic home financing in America. Our approach is unique in its authenticity. 

Guidance is an independent Muslim-owned and Shariah-compliant business, founded solely to provide an alternative approach to a traditional mortgage. Our Co-Ownership Model was developed in consultation with 18 law firms and six of the world's leading Islamic finance scholars.

We are not affiliated with a bank and, thus, are free of dealings with Riba.  

Our model has been endorsed by the Assembly of Muslim Jurists of America, and we continue to be guided by an independent Shariah board. 

Guidance is the only home financier in America with this type of authenticity.

Our model allows faith-conscious families to own their homes without compromising their values. It also offers unique benefits over the conventional banking system, such as risk sharing and capped fees, in accordance with the principles of Islamic finance.

Awards

Meet Our Shariah Board

or call 1.866.Guidance
Mention rPromo Code: RamadanRefi2025

 *Closing credit special of up to $1000 at closing is for 15-year, 30-year, 20-year, and Jumbo contracts. Offer includes a $500 closing credit for customers who refinance and pay less than 2 points at rate lock.  $1000 for customers who refinance and pay 2 points or more at rate lock. Promotion cannot be combined with any other offer, discount, pricing exception, or Special Program. Applications must be submitted before March 31, 2025 and lock must occur between March 1 and March 31, 2025. Excludes customers currently with an active and locked application, customers that are not current on payments, or customers who have financed with Guidance within the last 120 days. Contracts must close by April 30, 2025. Only available on approved contracts. Other restrictions may apply. Cash-out refinance option not available for Texas contracts. Contact us for additional information.