With Guidance Residential, you can achieve your dream of homeownership without compromising your principles. Our program offers unique benefits over the conventional banking system, such as:
When you decide to buy a home, Guidance Residential will purchase the property with you, as co-owners. You’ll increase your share over time through a monthly payment that also includes a utilization fee for your exclusive use of the property.
At Guidance, we take pride in streamlining your journey to homeownership. Here are the 5 steps in the home buying process.
1. Pre-Qualify - There is no credit check and it takes less than 10 minutes to complete the process. Select this option if you want to know your affordability, do not have a specific time-frame yet, or if you're saving for your down payment.
2. Get Pre-Approved - Select this option if you are buying or refinancing a home in 0-4 months, actively searching for a home or you want to be ready to make an offer on a home.
3. Connect With an Agent - Get connected with a licensed and vetted local real estate expert from our partner agent network. 97% of home buyers recommended this. Learn more.
Your Account Executive will be there for you all along the way. Have questions or ready to get started? Give us a call at 1.866.GUIDANCE. We’ll be happy to help.
If you already own a home, Guidance can help you refinance. Rates have fallen to nearly an all-time low. You may consider refinancing for several reasons:
• Switch from your current conventional mortgage to a Riba-free contract.
• Save on your monthly payments by refinancing to a lower rate.
• Take advantage of the equity in your home with our cash-out refinance option. You could pay for expenses like
college tuition, home renovations, Hajj or Ummrah, or pay off debt that has Riba associated with it.
• Pay off your home sooner by shortening the term of your contract. Learn more about refinancing to a 15-year contract.
Call 1.866.GUIDANCE or SCHEDULE A FREE CONSULTATION with a licensed Account Executive to learn more about refinancing with Guidance.
or call 1.866.GUIDANCE
Guidance serves home-owners in over 30 states from coast to coast, and our program has been honored with awards from entities ranging from Freddie Mac to Housing Wire, a leading U.S. trade publication.
Our program has also been endorsed by the Assembly of Muslim Jurists of America (AMJA) and recognized by many media outlets.
Since 2002, through this model, we’ve helped more than 25,000 families achieve homeownership.
Here’s why customers choose Guidance Residential:
For videos on more Frequently Asked Questions regarding Guidance Residential and Islamic home financing, please visit this page.
Get your pre-qualification status with Guidance Residential. There is no credit check and it takes less than 10 minutes to complete the process. Select this option if you want to know your affordability, do not have a specific time-frame yet, or if you're saving for your down payment.
Apply with Guidance Residential for financing pre-approval. Select this option if you are buying or refinancing a home in 0-4 months, actively searching for a home or you want to be ready to make an offer on a home.